For the past several years, the issue of non-performing loans and the resolution of this issue has weighed heavily on the Vietnamese banking sector. According to Vietnam Asset Management Company (VAMC), if all non-perming loans and those loans that have been restructured are taken into account, then total non-performing loans would be in excess of
June 15, 2016 he 1st phase of banking restructuring project ended with some encouraged results in resolving NPL. Total NPL of all system reduced to 2.55% by the end of 2015. NPLs were split out from balance sheets of commercial banks and divided into different parts to handle time to time.